Waiting on Payments shouldn't slow your business down

With invoice factoring, you can turn unpaid invoices into fast cash—often within a day. 

Just choose which invoices to factor, and we’ll advance you the funds right away. Use the money however you need—whether it’s covering payroll, paying expenses, or expanding your operations. While you keep your business moving, we’ll handle the wait for customer payments.

  • Fast Growth of AR + Inventory
  • High AR Customer Concentrations (up to 100%)
  • Slow Paying Net 30 to Net 90+ Customers
  • Harder Industries Like Healthcare and Construction
  • Bank Line Non-Renewal or Not Yet Accessible
  • Turnarounds Including Losses, Tax Liabilities or Legal Issues
  • Startup or Younger Company
  • Owners with Challenging Credit or Background

There's NO CHARGE for my time. Lenders pay my fee - NOT YOU.

Benefits

Immediate Cash Flow

Access funds quickly to cover expenses, seize new opportunities, or invest in growth. 

 

Unlike Banks - No amortizations or quarterly compliance tests or limit on what you can borrow.
Factoring’s like an ATM for invoices. It works like this: a factor buys your invoices and gives you an advance upfront while we await your customer’s remittance.  When your customer pays – directly to the factor – it’s applied against your advance and the factoring fee, and whatever’s left over goes to you.  It’s that simple.  The fee is based on the size of the advance, how long it was outstanding, and what your monthly factoring volume is averaging. The more you factor the lower your fee.  Unlike banks, factors love volume. The more the better.     

Easy Approval Process

With fewer financial hurdles than traditional loans, businesses of all sizes—even those with credit challenges—can qualify.

It’s streamlined because factors look right past you and your issues and decide on your customers’ creditworthiness instead.   

They want to know about you too - their prospective client.  The key to that is packaging yourself upfront to get the best deal.  Most prospective clients brand themselves poorly.  My job is to get your ideas, package the material right, and present and evaluate your offers.  I don't go to lenders and ask "Would you like".  I say "We have a deal ready to go".  There's a big difference.

No More Payment Delays

Stop spending time and energy chasing unpaid invoices—we take care of the waiting, so you don’t have to.

Free Stuff: Many use Factoring the smart way for credit checks, collections and advice.

See all the collecting, monitoring, and reporting activity in your account on your own portal.  Some of my clients have outsourced their collection and bookkeeping functions altogether with factoring.  And get free credit checks on prospective clients. Credit checks are crucial because you don’t get a second chance to get paid when you’ve made the mistake of selling to someone with bad credit.     

Our Specialties

20+ Years of Factoring Specialists in:

 

Healthcare

Construction